The GM Card^® Earnings and Redemption Allowance Program Rules. 
These Rules apply to The GM Card^® Earnings and Redemption Allowance Program (the "Program"). These Rules replace any previous versions of the Rules, except as specifically set out below. In accordance with Section 13, General Motors of Canada Limited ("GMCL") may at any time, without notice, revise these Rules, by updating the posting of the Rules on www.cmpauto.com. You should periodically visit this website to review the current Rules. Each Cardholder is responsible for keeping up to date on the Program Rules and the amount of GM Card Earnings in his/her account.

Program Overview.
GM Card Earnings may be applied towards the Total Purchase Price or lease down payment of any eligible new General Motors ("GM") vehicle, subject to Vehicle Redemption Allowances until December 31, 2017 (see Section 5, "Redemption Allowance"). All unredeemed Earnings will expire January 1, 2018.

The GM Card Earnings and Redemption Allowance Program and its benefits are offered at the sole discretion of GMCL. To participate you must:

• Be a named user of a GM Card as of January 1, 2011; 
• Reside within Canada.

Participation in the Program deems you to accept, without qualification, these Rules, and any subsequent amendments or supplements thereof. Authorized names in the Program are the same as on The GM Card account. GMCL reserves the right to disqualify any person from participation in the Program if, in GMCL’s sole judgment, that person or another person with the same account has violated any of these Rules. Disqualification will result in termination of an individual’s participation, termination of the participation of others with the same account and loss of any accumulated Earnings.

Information about the Program and your Earnings balance can be obtained by visiting www.cmpauto.com or by contacting the GM Card Redemption Centre at 1-888-446-6232. Information about particular account Earnings will be provided only to persons named on the account.

Unless redeemed or terminated under these Program Rules, you can redeem Earnings (subject to Vehicle Redemption Allowances) until December 31, 2017. If GMCL terminates the Program prior to December 31, 2017, you will have 90 days from the date Program termination is announced to redeem accumulated GM Card Earnings.

GM Card Earnings may be applied toward the Total Purchase Price or lease down payment of any eligible new GM vehicle (subject to Vehicle Redemption Allowances). For a list of compatible and incompatible programs, please see your dealer. For complete details, including a listing of eligible GM Vehicles and their Redemption Allowances, visit www.cmpauto.com or your authorized GMCL Dealer. GMCL may, in its sole discretion, change the list of eligible GM vehicles at any time without notice.

There is a limit ("Redemption Allowance") on the amount of GM Card Earnings that may be applied to any eligible new GM vehicle at time of redemption. The Redemption Allowance is the maximum amount of GM Card Earnings that can be applied toward the Total Purchase Price or lease down payment of any eligible new GM vehicle. The Redemption Allowance for a vehicle is established each model year at the beginning of that vehicle’s model year. Redemption Allowances vary up to $3,500 depending upon the model year and brand of car or truck being purchased or leased. Redemption Allowances may change, in GMCL's sole discretion, at any time without notice, during promotional periods or during special offers.

Current Redemption Allowances and other applicable restrictions for all eligible new GM vehicles are available by visiting www.cmpauto.com or by calling the GM Card Redemption Centre at 1-888-446-6232.

There is no minimum amount of Earnings that must be redeemed, however, all redemptions are subject to Vehicle Redemption Allowances. Partial Redemption of Earnings is permitted and there is no limit on the number of redemptions per year. All redemptions must be completed on or before December 31, 2017.

To redeem the Earnings you have accumulated with your GM Card, visit www.cmpauto.com and select My Earnings or contact the GM Card Redemption Centre at 1-888-446-6232 to verify your Total Earnings available. Once verified, visit any authorized GMCL Dealer and choose your eligible new GM vehicle. After you and the sales representative have discussed the sale or lease price of your vehicle, but before you sign the contract, tell the sales representative that you want to redeem your Earnings. You and the sales representative will then call the GM Card Customer Centre to confirm your total amount of eligible GM Card Earnings, up to the Redemption Allowance maximum for your specific vehicle. During the call, The GM Card Customer Centre will also obtain vehicle sale information from the sales representative and then provide the representative with an authorization number to complete the transaction. Upon issuance of the authorization number, the Earnings amount, up to the Redemption Allowance maximum for your vehicle, will be deducted from the Total Purchase Price or lease down payment of your new GM vehicle.

If you redeem Earnings larger than you are entitled to under the Program, the value of such excess credit toward the Total Purchase Price or lease down payment of any eligible new GM vehicle will be due to GMCL. The Earnings you have accumulated with your GM Card are non-negotiable, cannot be redeemed in whole or in part for cash or credit, may not be transferred as part of a domestic relations matter, and will be declared void if sold, brokered, bartered, willed, traded, or otherwise assigned, subject to Section 8 of these Rules.

Earnings on your GM Card account may not be pooled with any other GM Card account. When redeeming Earnings toward the Total Purchase Price or lease down payment of any eligible new GM vehicle, only Earnings associated with one GM Card account may be used for each GM vehicle. Any person whose name is included on The GM Card account may use the Earnings associated with that account toward the Total Purchase Price or lease down payment of any eligible new GM vehicle. GMCL is not responsible, and bears no liability, for disagreements between participants concerning the use of Earnings.

Any Earnings that have been accumulated do not constitute property of the Program participants. Primary Cardholders may transfer all or a portion of their GM Card Earnings to the following eligible immediate family members who reside at the Primary cardholder’s residence: parents, partner, spouse, brother, sister, child, grandchild and grandparents and parents of spouse or partner. Primary GM Cardholders are also entitled to transfer a portion of their Earnings to eligible immediate family members who do not reside at the Primary Cardholder’s residence, provided that a minimum of $500 in Earnings is retained after the transfer. Immediate family members may already be a GM Cardholder themselves; however transferred Earnings cannot be combined with the recipient’s existing Earnings. Proof of relationship and/or residency must be provided upon request. The transfer of Earnings offer is only available to Canadian residents.

In order to transfer your Earnings to an immediate family member, the Primary Cardholder must call The GM Card Redemption Centre at 1-888-446-6232 to authorize the transfer, provide required transferee information and obtain a Transfer Number. At the time of redemption, the transferee must identify themselves to the Dealer as the GM Card Earnings recipient and provide the Transfer Number. GM is not responsible and bears no liability for disagreements between participants concerning use of Earnings accumulated under a GM Card account.

Transfer of Earnings across Borders. You are permitted on a one time only basis, to transfer your GM Card Earnings from your GM Card issued in the United States or the U.K. to your Earnings in Canada. Contact the GM Card Redemption Centre at 1-888-446-6232 to request a cross border transfer of your Earnings. Earnings are transferred at a fair exchange rate. Your existing foreign GM Card Account must then be closed, in order for the transfer of Earnings to be processed.

Determination of income or other tax liability related to participation in this Program is the responsibility of the participant/user. GMCL does not make any representations as to the current or future tax consequences to the Program participant of the crediting, transfer, use, redemption, termination or disposition of the Total Earnings accumulated with their GM Card.

GMCL reserves the right to audit participants and/or Dealers for compliance with The GM Card Earnings and Redemption Allowance Program Rules. In the event an audit reveals discrepancies, the processing of Earnings may be delayed until they are resolved.

Each Cardholder shall be responsible for advising GMCL of any change of address or legal name. GMCL shall not be liable for misdirected communications such as mail, or any consequences thereof. If you wish to make an address or legal name change, please contact the GM Card Redemption Centre at 1-888-446-6232. Proper legal documentation may be requested from a Cardholder requesting a name change.

The GM Card Earnings and Redemption Allowance Program will cease as of 12 a.m. EST, December 31, 2017. Subject to applicable laws, GMCL may terminate the Program or portions thereof at any time, with or without notice to you.

GMCL may, from time to time and in its sole discretion, change, enhance or eliminate The GM Card Earnings and Redemption Allowance Program Rules, restrictions or benefits, in whole or in part, subject to applicable laws, with or without notice to you.

At GMCL we respect your privacy and value our relationship with you. Your personal information will be protected, will never be sold, and unless we advise you in advance, will be used only by GMCL, our affiliates, Dealers and service suppliers (only to provide services). Our goal is to enhance your product and service experience with us. By submitting this personal information to us, you are consenting to its use and disclosure for the following purposes:

• Meeting safety, security, legal and regulatory requirements; 
• Providing you with general marketing, product, service and business partner information and offers; 
• Conducting market analysis; 
• Maintaining the accuracy of our records to respond to your inquiries and provide you with warranty or other customer service communications, and otherwise manage our or our dealers’ relationship with you; 
• Satisfying other reasonable, legitimate business interests (such as collecting outstanding debts).

Your personal information may be stored and/or processed or otherwise used by or on behalf of GMCL both inside and outside of Canada where the laws may be different from those in Canada. If you do not wish to receive notice of special offers or other marketing information, or if you would like to receive only certain types of communications from us, please let us know. We would also be happy to answer any questions you may have about our Privacy Policy or practices, or to provide you with further information about those with whom your information is shared. Please contact us at 1-800-GM-DRIVE (1-800-463-7483) or view our Privacy Policy on our Website at www.cmpauto.com.

GMCL is responsible for the operation and administration of The GM Card Earnings and Redemption Allowance Program. GMCL will be the final authority as to the interpretation of these Rules.

GMCL assumes no liability to Cardholders whatsoever, including without limitation, liability by reason of the termination or amendment of the Program in whole or in part without notice, the amendment of these Rules in whole or in part without notice, amendments to GM vehicle eligibility and Redemption Allowances without notice, and amendments to eligible purchases without notice. GMCL shall have no liability for failure to communicate Program information of any kind.